These newsletters are intended to bring a few key topical issues to your attention. If you would like to discuss any of them (or any other aspect of your financial planning) in more depth, please contact us.
Please note: We may not necessarily advise on all the topics in each newsletter, but thought they may be of interest to you.
“Not all pensions are created equally”
We have seen regional differences as well as an income gap between men and women in retirement. Not all pensions are created equally, but there are steps you can take to help even up the odds.
“Annuities have become attractive”
The Bank of England base rate rising sharply over the last year have impacted on annuity rates and according to Canada Life, annuity rates have hit a 14 year high making annuities much more popular.
“Pensioners are sitting on their cash ISAs”
Millions of pensioners are keeping their savings in cash ISAs (individual savings accounts). Many instant access cash ISAs pay little interest with the risk of escalating inflation taking a chunk out of the value of these savings.
“Are you a care giver, that's sandwiched in the middle?”
The “sandwich generation” is made up of people who are simultaneously taking care of their children or grandchildren and helping their aging parents.
We have included a few tips to help you feel better equipped to cope.